Rewards that bring your customers back, again & again.

Give your customers rewards that will keep them coming back for more with a complete managed rewards programme that’s ready in hours, not months.

Book a demo
Tillo
A Tillo trusted
partner
  • A new revenue line for your business
  • Gift cards & affiliates in one place
  • 4,000+ UK brands
  • Full white-label or API integration
Shopper using Spendstream customer rewards
Costa coffee reward
Costa Coffee

Reward earned

+£1.24
Customer reward coins

Monthly rewards

£32.50

Earned from everyday shopping

  • A new revenue line for your business
  • Gift cards, Affiliate programmes, cashback
  • 4,000+ UK high-street brands
  • Full white-label or API integration
£30
New revenue per customer
42%
Customers return
14.46%
Transact on first visit
£380
Savings for each customer

4,000+ UK brands
your customers already love.

Trusted and loved already by 550k+ shoppers, using gift cards and affiliates. All from the brands customers know and use every day.

5% cashback
8% cashback
7% cashback
4% cashback
5% cashback
5% cashback
5% cashback
6% cashback
12% cashback
12% cashback
8% cashback
8% cashback
12% cashback
9% cashback
14% cashback
16% cashback
Plus thousands more across supermarkets, fashion, entertainment, retail, hospitality, travel and lifestyle.
Tillo and Spendstream

Tillo is proud to call Spendstream a trusted partner. Their managed services, added-value products and loyalty expertise strongly complement Tillo’s offering, helping businesses deliver more effective rewards programmes.

Alex Preece
Tillo Co-Founder & CEO.
Two specialist platforms working together to offer you a complete rewards programme.
The problem we solve

Customers cost too much to acquire and are too easy to lose.

Most businesses know they need a rewards programme to keep their customers engaged. The reason they don't have one is usually one of these three things.

1

Development capacity is the bottleneck

Building a real rewards programme takes 3-6 months of development, plus ongoing maintenance. That's capacity stolen from your core product.

2

Off-the-shelf options aren't easy to manage

Self-serve tools give you the API but leave you with the operational complexity (integration, merchants, fraud, fulfilment) to your team.

3

Engagement metrics keep slipping

DAU/MAU plateaus. Transaction frequency flattens. CAC climbs while LTV stays flat. And your team has no spare capacity to fix it.

Rewards your customers will actually use.

We deliver the full end-to-end rewards platform in one hour. The integrations, the merchant relationships, and the day-to-day operations. You get more repeat visits, lower churn and a new revenue line - without the build.

Retention that costs less than acquisition.

A rewards programme rewards loyalty at a fraction of paid acquisition cost. Same customer base, more transactions, lower churn - all without burning more performance marketing budget.

Engagement that soars

Customers come back to redeem rewards, then keep coming back for the brands they love. Repeat visits climb, and satisfaction with them.

Customer using mobile shopping rewards

New revenue from existing customers

Merchant commission share creates a new revenue line. The rewards programme that retains your customers also generates income while doing it.

Brand-aligned, fully managed

White-labelled to your visual identity or integrated through your own UX via API. Merchant relationships, fraud rules, fulfilment, and operational support handled by us, allowing you to stay focused on your core product.

Built around
how you want to build.

Some teams want the whole platform turnkey, branded as theirs. Others want to keep their UX and integrate Spendstream behind the scenes. We support both, same merchant network, same managed operations behind both.

White-label platform

Spendstream white-label rewards platform

The complete turnkey rewards experience, branded as yours.

What you get:

  • A fully branded customer-facing rewards experience
  • UI, copy, and visual identity matching your brand
  • End-to-end customer journey delivered by Spendstream
  • Live in approximately one hour

You handle:

  • Brand approval on visual configuration
  • Linking to the white-label experience from your app or website
  • Promoting the programme to your customers

Best for:

Teams without spare development capacity, businesses wanting fastest time-to-value, and any team where the rewards layer isn't a core product differentiator.

API integration

Spendstream rewards API integration

Spendstream's rewards engine inside your own UX.

What you get:

  • Full access to Spendstream's rewards API
  • Complete control of the customer-facing experience
  • Same merchant network and operational backend
  • Integration timing depends on your build, typically days to weeks

You handle:

  • UI and UX of the rewards experience in your product
  • API integration work (we provide full documentation and support)
  • Customer-facing copy, journey design, presentation

Best for:

Teams where the rewards experience is part of a wider customer journey you want to control, and businesses with development capacity who want flexibility on UX presentation.

Both options share the same merchant network, fraud protection, payment gateways, and managed operations. The choice is about how the experience reaches your customer, not what's behind it.
Spendstream white-label rewards programme on a mobile phone

Live customer rewards in
hours, not months.

Our four-step rollout is designed to ship without developer sprints, drawn-out procurement, or surprise scope.

Spendstream white-label rewards programme on a mobile phone
1

Integrate

White-label integration completed in approximately one hour, or API integration on your own timeline. Both supported, no long technical build required for white-label.

2

Configure

Your branding, your reward rates, your merchant mix. Anonymised data approach designed for regulated and consumer-data-sensitive environments.

3

Launch

Go live with 4,000+ UK brands available from day one. Customers start earning rewards on their everyday spend.

4

Grow

We handle operations, fraud, merchant relationships, and ongoing optimisation. You watch the engagement metrics soar.

Live customer rewards in
hours, not months.

Our four-step rollout is designed to ship without developer sprints, drawn-out procurement, or surprise scope.

Spendstream white-label rewards programme on a mobile phone
1

Integrate

White-label integration completed in approximately one hour, or API integration on your own timeline. Both supported, no long technical build required for white-label.

2

Configure

Your branding, your reward rates, your merchant mix. Anonymised data approach designed for regulated and consumer-data-sensitive environments.

3

Launch

Go live with 4,000+ UK brands available from day one. Customers start earning rewards on their everyday spend.

4

Grow

We handle operations, fraud, merchant relationships, and ongoing optimisation. You watch the engagement metrics soar.

One platform.
Huge opportunities.

Spendstream powers rewards programmes across any business with a consumer audience to engage. Six sectors where we're seeing strong results.

Consumer
FinTech

Neobanks, savings apps, money management platforms, BaaS-backed challengers, Credit Unions. Designed for regulated environments with anonymised data, FCA-ready compliance posture, fast rollout for developer-constrained teams.

Competition
Platforms

Prize-draw, sweepstakes, and competition operators where rewards drive engagement loops and repeat participation. Already live with Raffle House and many more.

Employee
Benefits

Benefits providers wanting to offer a richer rewards layer than gift card catalogues alone. Combines gift cards, cashback, and affiliate offers, all in one platform.

Subscription &
Consumer apps

Subscription businesses, content platforms, and consumer apps where rewards drive engagement, retention, and lifetime value across an existing user base.

Loyalty
Programmes

Brands building or extending loyalty programmes who need access to a wide merchant network without managing thousands of commercial relationships in-house.

Utilities

Energy, broadband, water and mobile providers in a high-churn, price-driven market - adding a rewards layer that gives customers a reason to stay.

We're the rewards platform
behind big names.

Spendstream's all-in-one white label rewards platform works across all sectors with incredible results.

Raffle House

Competitions / Prize Draws

Raffle House

A leading UK prize-draw platform turned to Spendstream to monetise customers beyond ticket sales — turning customers’ everyday shopping into a new commission revenue line and free prize-draw entries. Three months in, engagement and spend were climbing month on month.

+40%

Gift card AOV uplift

£56.12

Avg. basket spend

~12%

Customers engaged

Aslan

Fintech / Employee benefits

Aslan Rewards

Aslan's deployment shows Spendstream's reach across sectors. The same managed rewards infrastructure that powers engagement for a prize-draw platform also serves an employee benefits context, with the same speed, the same brand network, and the same operational depth behind it.

FinTech

Sector relevance

Multi-use

Benefits + rewards

Live

Operating today

Transparency from day one

We believe trust builds good relationships. So we’re upfront about pricing from the start. Here's how Spendstream compares with the typical category pricing structure.

Spendstream
Direct affiliate networks
Self-serve rewards APIs
Enterprise loyalty platforms
Pricing model
Transparent monthly fees
No monthly fee - huge dev cost
Varying monthly fees
Non-transparent pricing
Typical cost
Starting at £800 per month - fully managed
£0 but huge resource cost integrating each network and managing brands
£1,000+ per month
£25,000+ per month
Time to live
programme
Hours (1 hour integration)
Weeks-months (gaining brand approvals)
Days (gaining brand approvals)
Months (custom building and integrating)
Service model
Fully managed, founder led
Self-serve
Partially managed
Fully managed
Gift cards
Tillo (best in market)
N / A
Tillo, Runa or Blackhawk
Tillo, Runa or Blackhawk
Affiliate
aggregation
9 networks integrated
Individual network integrations
N / A
Only the largest networks integrated
Delivery options
White-label or API (gift cards and affiliates)
API only (DIY)
White-label or API (gift cards only)
White-label or API

Transparent monthly fees

Starting at £800 per month - fully managed

Hours (1 hour integration)

Fully managed, founder led

Tillo (best in market)

9 networks integrated

White-label or API

No monthly fee - huge dev cost

£0 but huge resource cost integrating each network and managing brands

Weeks-months (gaining brand approvals)

Self-serve

N / A

Individual network integrations

API only (DIY)

Varying monthly fees

£1,000+ per month

Days (gaining brand approvals)

Partially managed

Tillo, Runa or Blackhawk

N / A

White-label or API (gift cards only)

Non-transparent pricing

£25,000+ per month

Months (custom building and integrating)

Fully managed

Tillo, Runa or Blackhawk

Only the largest networks integrated

White-label or API

Why Spendstream

Three things
you won't get from
anyone else.

Three things you won't get from
anyone else.

A managed service, not a DIY toolkit

Most rewards platforms hand you an API and wish you luck. Spendstream is built around managed delivery, we handle the merchant relationships, the fraud rules, the integrations, the fulfilment, the day-to-day optimisation. Your team stays focused on your core product.

End-to-end rewards platform

Open a new revenue stream with a fully managed rewards programme that launches in hours, not months. Gift cards, affiliate offers, cashback, and open banking from 4,000+ UK brands, delivered either as a full white-label experience or via API integration into your own UX.

We're Tillo's trusted partner

We work in deep partnership with Tillo, the category-leading gift card infrastructure provider. Two specialist platforms with complementary roles: Tillo runs the world-class gift card layer; Spendstream runs the managed programme on top.

Why Spendstream

Three things
you won't get from
anyone else.

Three things you won't get from
anyone else.

A managed service, not a DIY toolkit

Most rewards platforms hand you an API and wish you luck. Spendstream is built around managed delivery, we handle the merchant relationships, the fraud rules, the integrations, the fulfilment, the day-to-day optimisation. Your team stays focused on your core product.

End-to-end rewards platform

Open a new revenue stream with a fully managed rewards programme that launches in hours, not months. Gift cards, affiliate offers, cashback, and open banking from 4,000+ UK brands, delivered either as a full white-label experience or via API integration into your own UX.

We're Tillo's trusted partner

We work in deep partnership with Tillo, the category-leading gift card infrastructure provider. Two specialist platforms with complementary roles: Tillo runs the world-class gift card layer; Spendstream runs the managed programme on top.

Founder quote

I've spent 20 years building rewards businesses. I started Spendstream because I saw the same gap every founder I talked to was running into - rewards infrastructure built for enterprise budgets, not for the mid-market businesses who need it most. We're closing that gap.

Bradley Blake
Founder & CEO, Spendstream. Previously founded Network B (acquired by Finfare, 2023). Earlier career at intu, Quidco, ORS Global, Pentland.
Bradley Blake, founder and CEO of Spendstream
Book a founder demo

Talk to Bradley directly.

30 minutes. No sales-team handoff. See if Spendstream fits your business, and if it doesn't, we'll tell you.

Book a 30-minute call